The main reason people don’t reach out for help with mental health is affordability. Depending on location and insurance coverage, a 45-60 minute session can cost anywhere between $80–$300+. More often than not, clients end up paying out of their pocket as therapists cannot afford to accept insurance payouts. Unlike popular belief, mental illness can’t get better ‘over time’ with no treatment. However, there are several ways to make therapy more affordable. Here are a few:
Look For Sliding Scale Therapists
Sliding scale therapists offer therapy services at a reduced rate based on your ability to pay. These are therapists who adjust their rates based on your income. These services can be an excellent option for those on a tight budget who want to receive quality care.
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It can make therapy much more affordable. When looking for a sliding scale therapist, ask about their sliding scale fee structure and what documentation they require to prove your income.
See If Your Health Insurance Covers
Therapy
If you are considering treatment to improve your mental health, you must check with your health insurer about mental health coverage. Several insurance plans cover some or all of the costs associated with therapy, making it more affordable for you. Some therapy providers may also offer sliding scale fees based on your income, which can further reduce therapy costs.
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Check Out Community Mental Health
Centers
Community mental health centers offer various services that can make therapy more affordable. These centers provide low-cost or no-cost therapy services. You may be able to pay on a sliding scale according to your income, or they may offer discounts for groups or couples therapy. Some centers also provide free or reduced-cost services for those unable to pay.